We are building a new clearing infrastructure

Knabu Terms of Use

Welcome to Knabu. 
These Terms of Service (the “Terms”) together with our Privacy Policy govern your use of this website (the “Site”). By using the Site you signify your acceptance of these Terms which constitute a legally binding agreement between you and Knabu Distributed Systems Ltd (“Us”, “We”, “Our” or “Knabu”). PLEASE READ THESE TERMS CAREFULLY. If you do not agree with these Terms you may not use this Site and must discontinue use and exit immediately.

Site & Content

Information on the Site may contain links to websites which are not controlled by us. We are not responsible for the content of such websites. Content is provided for informational purposes only. Any information contained in the Site is not intended to be a substitute for your own common-sense judgment and decisions you make for which you are fully responsible. We neither endorse, make any representations nor accept any liability (whether direct or indirect) for such third party content.

Site Access

Our Site is only available to those who are legally capable and legally permitted to access and use them.

To access our Site you must have an internet connection. Our Site is provided to you on an “AS IS” basis. You are responsible for obtaining, maintaining, and ensuring the compatibility of any device, equipment or other services needed to connect to or access the Site.

The Site is provided for your own use, and not for the use or benefit of any third party. We reserve the right to change, suspend or discontinue the Site at any time, including the availability of any of its features or content.

Registration & Your Account

You do not need to register to browse this Site. However, you may be able to access certain features only if you register and create an account. To register, you will be asked to provide a username, your email address, password and hometown. You are responsible for all activities under your account and must:
(a) safeguard your username and password at all times;
(b) provide accurate and current information upon registration, especially an active email account;
(c) ensure that you update your account information as appropriate;
(c) use your account in accordance with these Terms and for lawful and authorised purposes only.

Blogs & Forums

We support sharing of information to improve and build our community. There may be links on our Site to social media channels where information can be shared and the community interacts. Please act responsibly and use your common sense judgment when participating or using any blogs or forums especially when on our social media channels. When you submit or upload any text or other content on those channels you are agreeing to have that content shared with others under the terms and conditions of the social network eg. Linkedin, Telegram, Facebook. Please do not submit any personal information on those channels which you do not want to be made public. We do not have any control of the terms of use of social networks and by participating in those fora you are agreeing the the networks terms and conditions and privacy policies.

You are solely responsible for all content that you post in any social network. You agree that you will not upload or submit any content on such networks which:
· Is an advertisement or solicitation of any kind;
· is threatening, harassing, abusive, obscene, hateful or otherwise inappropriate;
· impersonates another person;
· is obviously offensive, racist or which glorifies violence;
· is defamatory or libelous in nature;
· is sexist, pornographic or otherwise harmful to minors;
· promotes, encourages or provides instructions for criminal activity;
· otherwise violates the law.

We reserve the right to refuse, reject, delete, move, remove or edit content in whole or in part, for any reason without notice in our in the sole discretion. You shall not be entitled to demand that such removed Content is restored.

Use of Site

You must act in accordance with these Terms and applicable laws at all times.

You agree not to do any of the following which strictly prohibited:

(a) provide any information that is false, misleading, inaccurate, or incomplete upon registration,
(b) solicit or attempt to solicit the password or private information of any registered users of the Site,
(c) interfere with the enjoyment of others of the Site,
(d) compromise the security of the Site in anyway including cracking passwords or security encryption codes related to the Site,
(e) copy, adapt, modify, alter, port, reverse engineer, decompile, or disassemble, frame any portion of the Site,
(f) disrupt or interfere with the operation of or the servers or networks that host the Site,
(g) use bots, spiders or other automatic device, process or method to access the Site,
(h) data-mine, collect or harvest information or data about users of the Site without their express consent,
(i) use the Site for any illegal, unlawful or unauthorized purposes.

We reserve the right to suspend or terminate your access to or registered use of the Site for any reason at any time but especially for violation of the above and these Terms as a whole.

Trademarks & Intellectual Property

‘Knabu’, the Knabu logo, the Knabu brand and all other trademarks, service marks, graphics and logos used in connection with the Site are trademarks or registered trademarks of Knabu Distributed Systems Ltd. or its subsidiaries (collectively the “Marks”). The Marks may not be copied, imitated or used, in whole or in part, without our prior written permission. All text, graphics, designs, logos, icons, images, audio and video clips, data compilations and information contained on this Site is owned or controlled by Knabu or its content suppliers and is protected by English and international copyright laws.
For the avoidance of doubt, all rights in Knabu.me are owned by us. All rights reserved.

Disclaimer & Liability

We do not warrant or in any way assume any legal liability or responsibility for the quality, accuracy, completeness, legality, reliability or usefulness of any information on the Site. We make no representations that the content displayed on the site or in any social media channel is appropriate for your use in any particular location. We assume no responsibility, and shall not be liable for, any damages to, or viruses which may affect, your device or other property arising from your use of the Site.

We do not endorse or approve any opinions or other statements contained in any forum on the Site, which does not necessarily represent our opinions or attitudes.

You acknowledge and agree that we have no special duty or relationship with you and have no control over which users gain access to the Site. We have no control over which users participates in forums or the effect content on the Site may have on users.

USE OF THIS SITE IS SOLELY AT YOUR OWN RISK. WE SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER INCLUDING, BUT NOT LIMITED TO, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTIONS RESULTING FROM OR ARISING OUT OF (I) THE SITE (II) THE USE OR INABILITY TO USE THE SITE (III) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT ON THE SITE, (IV) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE OR SERVICE, (V) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS (VI) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVERS (VII) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED ON THE SITE, TO THE MAXIMUM EXTENT PERMITTED BY LAW. IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION,) ARISING OUT OF THE USE OR INABILITY TO USE CONTENT, THE SITE WHICH ARE PROVIDED ON AN "AS IS" AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. YOUR STATUTORY RIGHTS REMAIN UNAFFECTED.

Indemnity

By using the Site you hereby indemnify and hold us (our parent, subsidiaries, affiliates, directors, officers and employees) harmless from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature including but not limited to legal and accounting fees, that arise from or relate to your use or misuse of, or access out of your access to the Site or your violation of these Terms. This indemnification obligation will survive these Terms.

Changes

We reserve the right to modify these Terms at any time in our sole discretion by posting the updated Terms on the Site. Please check this space regularly for any such changes. You shall be responsible for reviewing and becoming familiar with any such changes. Continued use of the Site constitutes your acceptance of these Terms as updated.

Severance and Waiver

In the event any provision of these Terms is held by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, in any respect, the validity, legality, or enforceability of the remaining terms and conditions contained herein shall not in any way be affected or impaired. In such event, you agree that any such invalid provision shall be validly reformed by the court to as near as possible to the original intent of the provision, and if not reformable, shall be severed and deleted from these Terms.

Governing Law & Language

This Agreement shall be governed by and construed in accordance with the laws of England without regard to the conflict of laws provisions thereof. English courts will have exclusive jurisdiction over any claim arising from, or related to, these Terms although we retain the right to bring proceedings against you for breach of these Terms in your country of residence or any other relevant country. These Terms are drafted in the English language and if translated into another language the English version shall prevail.

Contact Us

If you have any questions or comments, please contact us at info@knabu.me

Date: 29 August 2018

Privacy Policy

Last updated: 2nd April 2018

We are committed to protecting your privacy. We only use your information in accordance with the law. This Privacy Policy indicates how your personal data is collected, stored and processed by Knabu Distributed Systems Ltd (“Us”, “We” or “Our”) to perform our obligations and as part of the services we provide.

THIRD PARTY WEBSITES

This Privacy Policy will not apply to third party websites which we do not operate and control. For example, a link contained on this website may redirect you to services of a third party, such as Twitter, Facebook, Linkedin or Medium. We recommend that you review the privacy policies on those websites to learn how they treat with your personal data.

WHEN DO WE COLLECT DATA?

Personal Data

We collect your personal data to manage our company and/or business in a lawful and ethical manner. We collect your personal data when you voluntarily provide it to us. For example:

a) when registering on a website or making an inquiry with us,

b) when you communicate with us,

c) at your request and/or whet you provide your data to us.

Examples of personal data are your name, email address and address.

Collecting this data helps us understand what you are looking for from us and enabling us to deliver the best user experience to you. Specifically, we may use data:

For our own internal records,

To improve the experience we provide to you including customising our website,

To contact you in response to a specific enquiry,

To send you promotional emails about products, services, offers and other things we think might be relevant to you.

To contact you via email, telephone or mail for market research reasons.

Non-Personal Information

We may also obtain non-personal information when you visit our website and through the use of cookies which are small files downloaded onto your computer. Non-personal information may include the duration and time of your visit to the website, your IP address and your browser type.

We use non-personal information for statistical purposes to help improve your user experience. You agree that such non-personal information may be used by us in our discretion. If you do not want to allow the use of cookies you may set your browser to delete them. However, this may affect the functionality of the Site. By accepting the terms of this Policy, you authorize our use of cookies. You may request further information or withdraw your consent to our use of cookies by sending an e-mail and contacting us. To learn more about cookies, please visit www.allaboutcookies.org.

HOW DO WE PROCESS AND STORE DATA?

We take all steps possible to ensure that your data is stored securely and to prevent unauthorised access. Any passwords you provide are never stored in plain P, but encrypted in accordance with best practice. All information collected is stored on our dedicated servers which only we have access to. In the event you submit personal information to us through this website, you represent and warrant that you have the authority and consent to the collection, processing, transmission, use, communication and disclosure of such information by us.

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy. However, we cannot ensure the security of any information you transmit to us or guarantee that information provided may not be accessed, disclosed, or destroyed. Using the internet is not 100% secure and although we do our best to protect your data, this cannot be guaranteed.

DISCLOSURE OF PERSONAL DATA

We shall NEVER sell or rent your personal data.

We may disclose your personal information:

To third parties to assist us with our administrative or business functions, (including, but not limited marketing and advertising our business)

To third parties to whom you have consented to communicating with including discussing our company, its projects and services.

In the event that we sell our business or assets, in which case we may disclose your personal data to the buyer who will be required to abide by this Privacy Policy

When required to comply with the law or enforce our legal obligations or rights.

We will not share identifiable personal data with third parties for the purposes of direct marketing without your explicit prior consent. We may use and disclose information non-identifiable and/or aggregate data (so that no individuals are identified) for marketing and strategic development purposes.

USE OF NON-PERSONAL DATA

We use non-personal data to conduct research, for statistical analysis and to help improve your user experience on this website. We also reserve the right to use non-personal data technically associated with the use of our products or services (“Metadata”) in our sole discretion.

COOKIES

Cookies are small files transferred to your computer through your Web browser (if you allow it) that enables the website to recognise your browser and capture and remember certain information. We use cookies to help us remember you and help us understand and save your preferences for future visits. We use cookies to optimize the use of our website and by using the website, you consent to the use of cookies.

We may use cookies to:

Estimate our audience size and usage pattern,

Analyse our web traffic using an analytics package. Aggregated usage data helps us improve the website structure, design, content and functions,

Test content on our website. For example, 50% of our users might see one piece of content, the other 50% a different piece of content, and speed up your searches.

You are not required to accept any cookies to use this site. You can use your web browser’s cookie settings to determine how our website uses cookies. If you do not want our website to store cookies on your computer or device, you should set your web browser to refuse cookies. However, please note that doing this may affect how our website functions. Some pages may become unavailable to you. Additionally, third-party widgets such as YouTube may install cookies depending on their configuration. For more information about cookies and how they work, please go to www.aboutcookies.org.

GOOGLE ANALYTICS

We use a tool called “Google Analytics” to collect information about use of this site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy . You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.

YOUR RIGHTS

At any time, you may withdraw your consent to or inquire about our use of your personal data. We will delete your personal data when no longer needed or required, or if you have requested deletion. However, data deletion is subject to legal storage requirements or if it is required for billing purposes. If you request it, we will inform you of all the personal data that is stored about you. This information will be sent to you in electronic form, usually via email.

GENERAL

We reserve the right to amend this Privacy Policy at any time, always observing the applicable data protection laws. Please check this page regularly for any changes. If you have any questions, inquiries or wish to communicate with us about this Privacy Policy, please contact us at info@knabu.me.

© 2018 Knabu Distributed Systems Ltd. All rights reserved.

Knabu Distributed Systems Ltd is a company registered in England and Wales registration number 11087784. For the purpose of the Data Protection Act 1998, Knabu Distributed Systems Ltd is registered with the Information Commissioner's Office with number ZA298614.